Are You
Behind on Payments? Trouble selling the house?
Finally there's Good
news!
You Can Escape and
Sell the House
at NO COST
and Walk Away Debt-Free with a Short Sale!
We
will buy your house directly, and negotiate with your Bank to let you walk away
without your current mortgage burdens.
We can also:
• Get the Bank to stop harassing you - effective within 72
hours!
• Get them to promise in writing to release you from
past debts
Don't get stuck again relying on realtors!
If you qualify, Innovative
Real Estate Solutions has a special
short sale program where we will put in a cash offer on your house, and
negotiate with the bank to buy the house.
What
is a short sale?
There's lots of wrong information out there about short
sales.
Let's clear it up: in
a short sale, the bank agrees to take less than what's currently owed for the
house, in exchange for the quick cash from an investor. Most of the time, the
Bank will let you walk away without having to pay the difference.
Top
7 Benefits of a Short Sale:
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You can walk away Debt-Free from your mortgage
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You can sell the house for
free at no cost (Innovative Real Estate Solutions pays all fees & commissions)
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You can save your credit
score,
instead of going into foreclosure or filing bankruptcy
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You can have a permanent solution
to avoid foreclosure
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You can avoid bankruptcy staining your
credit for up to 10 years
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You can take control right
away instead of waiting or relying on
Realtors
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You can sell the
house and get closure in a situation
where it would normally be impossible, any other way.
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All about Short Sales!
Why
do Short Sales happen?
A short sale occurs when the current debts on a house are roughly equal to, or
greater than the fair market value of the house.
This makes it very
hard to actually SELL your house, because to break even, you need to sell for
way more than it's currently worth. And let's face it, in this down-market, who
is going to overpay for a house?? A good way to tell if your house could possibly
be overpriced, is if you have tried selling it for a long time, and had no
offers.
What
are the next steps?
We need to determine if your property qualifies. Call us now Toll Free at 800-709-1732,
and ask for Tony or leave a message.
If you prefer, you can submit your property information confidentially using
our OFFER FORM, and put "short sale"
in the "reason for selling" box.
A personal consultant will get back to you promptly to get
the ball rolling.
What happens if I need a Short Sale, but don't do it?
If you choose to take no action at all, and can't catch up all the payments and
penalties, then eventually your house will be repossessed by the Bank.
If you are in denial
of this fact, please visit your County sheriff and observe how many houses are
repossessed each and every week.
Most of these
homeowners needed short sales, and could have walked away debt free and saved
their credit score. However, because they stubbornly resisted until the last
minute, they are now in a much worse situation.
Most people are not
aware that after the Bank takes back your house,
it is not game over.
Until the Bank actually resells your house, or if they sell it at a loss, they can actually
send a deficiency judgment against the homeowner for the
difference. For some banks this is actually a policy.
It is hard for most
people that are in denial to admit how much less their home is worth today than
when they bought it. Many stubborn homeowners grow attached to what they feel
their house was worth 1, 2, or more years ago…at the height of the market. They
do not realize how far the real, present-day value of their house has fallen!
They cannot sell, because rather than admit they have no equity and try to walk
away while they have the chance, they keep trying to sell at unrealistic
prices. They fall further behind on payments each month, and to the day their
house is repossessed in foreclosure.
Part of the reason
this happens is people think their only option is to try to sell for their
mortgage balance and break even, which is impossible if the house is
overpriced. They do not realize that they can do a short sale and achieve the
same result.
Innovative Real Estate Solutions LLC handles everything
Start-to-Finish!
How
does it work?
Once
you decided you want to sell and walk away, Innovative Real Estate Solutions can take action immediately.
Here is out process
for doing short sales:
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You Contact Us.
You
call us at 800-709-1732 or submit an OFFER FORM so we can get the
basic information we need.
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Initial
Consultation.
We
will determine if we want the house. We will also review the next steps so
you are comfortable with the process, and know where you stand at all times.
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Innovative Real
Estate Solutions agrees to buy the
house.
We
collect all necessary paperwork, and submit the offer to the Bank (or Banks
if you have multiple mortgages).
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Innovative Real
Estate Solutions negotiates with Bank.
We
will try to agree on a price that the Bank will take in exchange for letting
you walk away.
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Your Bank approves
the sale.
At
this point we also get them to promise in writing to release you from past
debts, before completing the sale.
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Innovative Real
Estate Solutions buys the house, You
walk away Debt-Free
Innovative
Real Estate Solutions will close on
the house, and payoff all the debts, bills, mortgages, and taxes on the
property. You will not be responsible for any fees or closing costs that you
would normally pay when selling a house in any other manner.
At this point, any foreclosure proceedings that may have been under way are
officially and permanently stopped with the State.
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You have closure.
The nightmare is over, and you are now officially free from your
debts and housing situation!
You can start rebuilding your life and credit!
What you do next with this freedom is up to you!
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Yes, but Can it work for ME?
How
to tell if you qualify for a Innovative Real Estate Solutions Short Sale?
If you are behind on payments AND want to sell the house, then you already
meet the key criteria. You should call us toll-free to discuss
your options at 800-709-1732 (Ask for Paul or
leave a message with Pat), or fill out our confidential OFFER FORM, and put "short sale" in
"reason for selling".
These added factors
are helpful, but not neccessary:
- house is upside down (little or no equity), or overleveraged